THE INSTITUTE

FOR INSURANCE TRANSPARENCY

Setting the Standard for Transparency in the Insurance Ecosystem

• Arrow Down

Truth #1

What's Behind the Curtain Might Scare You

The insurance industry is often operated for the benefit of large brokers and insurance giants, leaving buyers manipulated and at a disadvantage. The traditional method of getting competitive bids for insurance plans is called into question, as the information on the data submitted and level of negotiation involved doesn't get relayed to the client.Paul Gable, a former head of underwriting for Prudential, shares his frustration with the opaque process of insurance bidding and the advantages of a fully transparent process. The ones that are slow to adopt have the most to lose.

• Read the Whitepaper

Interested in learning more? Click the contact us link in the footer.

Truth #2

The Hidden Costs of Pharmacy Benefit Management

The insurance industry is often operated for the benefit of large brokers and insurance giants, leaving buyers manipulated and at a disadvantage. We turn our attention to the Pharmacy Benefit Management (PBM) sector, a realm traditionally obscured and dominated by the Big-3 PBMs, in which CVS, Optum, and Express Scripts control roughly 80% of the PBM market. What if there was an alternative that not only competes with the Big-3 but also offers significant savings to employers?Dr Stephen T. Boyd, EVP & Co-Founder of Liviniti, shares his insights into the traditional PMB model and the advantages of a fully transparent process.

The ones that are slow to adopt have the most to lose.

• Download the Whitepaper

• Dowload Liviniti PBM Rubric

Truth #3

Navigating D&O Exclusions For Certainty

In the world of Directors & Officers (D&O) coverage,
assumptions can be your Achilles’ heel. Many
top executives entrust their insurance brokers with
managing their D&O policies, presuming their best
interests are always at the forefront. But recent revelations
suggest a different narrative.
Kevin LaCroix, Author of The D&O Library, shares his thoughts.

• Download the Whitepaper

Truth #4

Why Change Brokers? A Challenge to the Status Quo*

In an era where insurance ranks among a company’s top four expenses, having the right advisor is critical for financial health, risk management, and talent retention.To shed light on this challenging topic, we interviewed five seasoned executives representing both large public corporations and small private businesses to uncover their thoughts on the merits and pitfalls of switching brokers.

Download the White Paper Here:

Download The IIT Clarity Accord

• Home